view of outdoor structure Features: parking pad, lawn

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view of exterior entry featuring covered porch, board and batten siding, and a lawn Features: vertical siding, board batten siding, lawn, porch

view of side of home featuring a lawn Features: vertical siding, gutters, downspout, porch, lawn

property entrance featuring board and batten siding Features: stoop, board batten siding, vertical siding

view of parking featuring a shed and a detached carport Features: fence, shed, lawn, detached carport

living area featuring light wood-type flooring, vaulted ceiling, and plenty of natural light Features: vent, tv, vaulted ceiling, beamed ceiling, natural light, hardwood floor

living room featuring light wood-style floors and beamed ceiling Features: vaulted ceiling, hardwood floor, tv, vent, natural light, beamed ceiling

kitchen featuring light countertops, stainless steel appliances, light wood-type flooring, vaulted ceiling, and open floor plan Features: vaulted ceiling, sink, light brown cabinets, crown molding cabinets, shaker cabinets, dark brown cabinets, hardwood floor, natural light, opens to living area, range oven, microwave, vent, countertops

kitchen with stainless steel appliances, light countertops, light wood-style floors, a peninsula, and lofted ceiling with beams Features: opens to living area, vent, beamed ceiling, refrigerator, sink, hardwood floor, microwave, medium brown cabinets, countertops, crown molding cabinets, tile wall, vaulted ceiling, range oven, glass insert cabinets, natural light, g shaped kitchen, kitchen peninsula, visible hinge cabinets

living area with light wood-style flooring, plenty of natural light, and vaulted ceiling with beams Features: natural light, hardwood floor, vaulted ceiling, vent, tv, beamed ceiling

kitchen with stainless steel appliances, light wood-type flooring, light countertops, vaulted ceiling with beams, and light wood finish cabinets Features: beamed ceiling, visible hinge cabinets, countertops, crown molding cabinets, shaker cabinets, dark brown cabinets, microwave, range oven, hardwood floor, vaulted ceiling, light brown cabinets, refrigerator

kitchen featuring stainless steel appliances, light countertops, light wood finished floors, vaulted ceiling, and dark wood finish cabinetry Features: vaulted ceiling, crown molding cabinets, natural light, light brown cabinets, hardwood floor, dark brown cabinets, microwave, visible hinge cabinets, shaker cabinets, countertops, sink, range oven

kitchen with stainless steel appliances, light countertops, light wood-type flooring, vaulted ceiling with beams, and light wood finish cabinets Features: refrigerator, shaker cabinets, microwave, dark brown cabinets, natural light, countertops, crown molding cabinets, visible hinge cabinets, sink, range oven, light brown cabinets, beamed ceiling, vaulted ceiling, hardwood floor

kitchen with open floor plan, light countertops, light wood-type flooring, vaulted ceiling with beams, and black stovetop Features: beamed ceiling, vent, stovetop, opens to living area, shaker cabinets, countertops, natural light, crown molding cabinets, hardwood floor, vaulted ceiling, tv, sink, dark brown cabinets, visible hinge cabinets

office area with lofted ceiling with beams and tile walls Features: natural light

bathroom with wallpapered walls, vanity, and a heating unit Features: sink, mirror, vanity

bathroom featuring curtained shower, vanity, ornamental molding, a spacious closet, and wallpapered walls Features: toilet, vanity, crown molding, sink, shower, natural light

ensuite bathroom with vanity and lofted ceiling Features: hardwood floor, vaulted ceiling, mirror, vanity, sink

bedroom with light wood-style floors and beamed ceiling Features: vaulted ceiling, hardwood floor, beamed ceiling

bedroom with a closet and lofted ceiling Features: hardwood floor, vaulted ceiling, closet, crown molding

bedroom with wallpapered walls, light floors, vaulted ceiling, and ornamental molding Features: vaulted ceiling, crown molding

dining area with light wood-style floors and baseboards Features: natural light, hardwood floor, tv, refrigerator, vent

bedroom with light wood finished floors Features: tv, hardwood floor, vaulted ceiling

kitchen with freestanding refrigerator, light wood-style flooring, wooden counters, and white cabinets Features: vent, tv, raised cabinets, butcher block countertops, refrigerator, hardwood floor, sink, white cabinets

kitchen with freestanding refrigerator, light wood-style flooring, and white cabinetry Features: countertops, sink, white cabinets, raised cabinets, hardwood floor, natural light, refrigerator

bedroom with light wood-style flooring Features: hardwood floor

bedroom featuring lofted ceiling Features: vaulted ceiling, hardwood floor, tv

bedroom featuring freestanding refrigerator Features: refrigerator

laundry room featuring cabinet space, stacked washer / dryer, vaulted ceiling, and light marble finish flooring Features: natural light, laundry, sink, vaulted ceiling, stacked washer dryer

kitchen with dark stone countertops, light marble finish floors, and vaulted ceiling Features: white cabinets, sink, cream cabinets, vaulted ceiling, raised cabinets, stone countertops

laundry area featuring stacked washer and dryer and lofted ceiling Features: stacked washer dryer, sink, vaulted ceiling, laundry

bedroom featuring wood finished floors Features: hardwood floor

community sign featuring a yard Features: lawn

misc room with a ceiling fan, a textured ceiling, and brick wall Features: ceiling fan

dining space with wood walls, wainscoting, a brick fireplace, a textured ceiling, and ceiling fan Features: wood wall, brick wall, textured ceiling, ceiling fan, fireplace

dining space with wood walls, ceiling fan, wainscoting, recessed lighting, and a textured ceiling Features: ceiling fan, wood wall, brick wall, textured ceiling

kitchen featuring wooden walls, dark cabinetry, ceiling fan, a brick fireplace, and dark countertops Features: countertops, fireplace, wood wall, brick wall, opens to living area, black cabinets, sink, concrete floor, ceiling fan, kitchen peninsula

common area featuring floor to ceiling windows and a textured ceiling Features: vent, security camera

view of indoor community pool Features: handrail, pool, fire extinguisher

indoor community pool featuring a community hot tub Features: hot tub, pool, handrail, fire extinguisher

community play area with a yard and view of scattered trees Features: playground, lawn, park view, woods view

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For Sale - 490 Spruce Street Unit# Fergus, Centre Wellington, Ontario

490 Spruce Street Unit# Fergus

Centre Wellington , Ontario

3 1 $424,900

Est payment $2,040/mo

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Time on Jump 51 day

AI Summary *

Turnkey 3-bedroom home in a sought-after recreational community.
Major updates include a lifetime steel roof and owned water heater.
Low taxes at just $350 per year for affordable ownership.
Access to community amenities like indoor and outdoor pools.
Quick boat launch to Lake Belwood for summer fun.

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Purchase Price

Term

Interest Rate

Payment Frequency

Down Payment:
$ 21,245 ( 5% )

First Time Buyer:
Yes No

New Build:
Yes No

Own lake life for $350/yr taxes - 3 bed turnkey retreat at maple leaf acres stop dreaming about cottage life-own it. Financing available through rbc. Welcome to 490 spruce st. In maple leaf acres, where every weekend feels like summer and lake life is finally within reach. This beautifully updated 3-bedroom home delivers the perfect mix of comfort, value, and lifestyle in one of ontario's most sought-after four-season recreational communities, just minutes east of fergus. Major updates are already done, including a lifetime steel roof & siding, new concrete driveway and walkways, forced-air gas furnace, and owned on-demand water heater - no rentals, no surprises. The numbers are what set this apart: just $350 per year in property taxes and a low $363 monthly fee - making this one of the most affordable ways to own your own slice of lake life. But this isn't just a home - it's a lifestyle. Spend your days at the indoor all-season saltwater pool, relax at the outdoor pool, host gatherings at the recreation centre, or enjoy the walking trails, dog park, playground, and community events. Launch your boat and be on lake belwood in minutes. Whether you're looking for a weekend escape, a family retreat, or a smart alternative to traditional cottage ownership - this is where memories are made. Located just 10 km east of fergus with easy access to guelph, kw, hamilton, and the gta. Affordable. Turnkey. Lifestyle-driven. Opportunities like this don't last.

Listing IDX12852238

Address490 Spruce Street Unit# Fergus

CityCentre Wellington, Ontario

Price$424,900

Bed / Bath3 / 1 Full

StyleBungalow, Modular Home

ConstructionMetal/Steel Siding

TypeResidential

StatusFor Sale

Extras

Subtype Modular HomeIndoor Features In-Law Capability, Water Heater Owned, Water TreatmentOutdoor Features Fishing, Year Round LivingAmenities Cul de Sac/Dead End, Hospital, Lake Access, Lake/Pond, Park, Rec./Commun.CentreOwnership FreeholdWaterfront WaterfrontCommunityBasement NoneFoundation Post & PadHeating / Cooling Forced AirHeating Fuel GasSewer Sewer

Market Info

Parking 2.00

Listing Agency:
Exit Integrity Realty Inc.

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Listing Agency:
Exit Integrity Realty Inc.

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For Sale - 490 Spruce Street Unit# Fergus, Centre Wellington, Ontario

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Property Info

Extras

Market Info

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