2025 saw a mix of rate cuts and rate holds. January, March, September, and October each came with a 25 basis point decrease, while April, June, July, and December saw rate holds. As 2025 comes to a close, the Key Rate for the Bank of Canada sits at 2.25%.
The Bank of Canada has announced the following schedule for 2026 rate announcements:
As US trade protectionism continues, uncertainty in economies around the world remain high. The Bank of Canada plans to continue to use the 2% inflation mark as their target for 2026.
Graph Courtesy: Bank of Canada; https://www.bankofcanada.ca/core-functions/monetary-policy/key-interest-rate/
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